• First Homebuyers
• Investment Loans
• Residential Construction Loans
• Renovation Loans
• Relocation Loans
• Consolidation Loans
• Equity Release Loans
• Low Documentation Loans
• Special Discount Loans
• Non-Conforming Loans

With over 20 banks and other lending institutions on our accredited lender panel to choose from, make it easy on yourself... go shopping with us!

For immediate attention call us now on 82285335 or contact us.

First Home Buyers

First Home buyers - Buying your first home is perhaps one of the most important, exciting and yet challenging experience of your life. As a homebuyer, you need answers to a multitude of questions such as:

• What are the associated fees and charges in buying a property?
• How much can I borrow? Which lenders provide the best home loan with the lowest interest rate but flexible repayments?
• What loan products best suit my circumstances?
• How do I obtain finance approval prior to purchasing a property so that I can have a realistic budget when shopping for a property?
• How does the First Home Owner Grant really work? Where and how can I take advantage of this Grant?
  
  The list goes on...

Making a decision from the choice of lenders and loan products can be difficult and stressful, especially for residential homebuyers when there are numerous options open to you for consideration. Meanwhile you do not want to miss out on that dream property or you simply want to engross yourselves in deciding the materials of the curtains and colour of the new carpet!

Professional Mortgage Partners can take away the hassles of getting a home loan and ensure a smooth process from application to your lender of choice to the day you move into your new home.

Our service is FREE. We answer all your questions plus provide you with important information you should know but may not even have thought of. We further assist you in arriving at the loan product and lender which best suit your needs and arrange your finance with the chosen lender.

For immediate attention please call (08) 8228 5335 or contact us.

Investment Loans

Investment Loans --- Have you thought of owning several investment properties in your life? We can make it happen for you when it comes to funding the purchases. We work with you from A to Z to build your property portfolio. As the size of your portfolio grows, you really need a trusted professional to know your situation so you do not have to explain ‘from scratch” every time you need to change your finance structure when buying or selling properties.

With many years of experience and a wide selection of lending institutions, you can trust Professional Mortgage Partners to be your finance consultant in this important aspec of your wealth creation.

For immediate attention please call (08) 8228 5335 or contact us.

Residential Construction Loans

Residential Construction Loans --- You may want to build your dream home or investment property instead of buying an established dwelling. Construction loans are available to facilitate this. This type of loan is designed to provide funds for the purchase of a vacant land and subsequent construction of a residential dwelling for either owner-occupied or investment purposes. Funds are released by progress advances according to a pre-arranged schedule, based on the agreement between you and your builder until construction is completed. Interest only repayment is available during construction until the final progress payment is made. The borrower can choose a fixed or variable interest rate. There are also discount and many other options that you can benefit depending upon your preferences and situation. Due to the more complex nature of a construction project compared to simply buying an established property, it is even more important that you use the services of an experienced mortgage consultant to work with you in determining the right lender to facilitate the funding of the project.

For immediate attention please call (08) 8228 5335 or contact us.

Renovation Loans

Renovation loans: With the recent increase in the property values, you may want to renovate or put an addition to your existing property rather than selling it and buy another. Depending on the equity (value of your property less what you owe the bank) you have in your property and the cost and nature of the renovation, there are several options available in selecting the right type of loan for you. Any one of the following types of loans may suit your situation: construction loan (building the extension or extensive renovations), Equity loan or a Line of Credit. We work with you to determine which one of these loans is the most suitable for your purpose and circumstances and arrange the funding, leaving you peace of mind to concentrate on you original goal: that of enhancing your enjoyment of living!

For immediate attention please call (08) 8228 5335 or contact us.

Relocation Loans

Relocation Loans - You have bought a new property and settlement is subject to the sale of your existing property as you need the net proceeds from the sale to fund the purchase. What if, for a variety of possible reasons, you cannot sell your existing property by the time of settlement of your new purchase ? Depending on the equity you have in your existing property and your ability to meet the lenders’ conditions, there are Relocation or Bridging finance available from several lenders which enable you to buy before you sell. However, other types of loans may be better alternatives. By using the free services of Professional Mortgage Partners, we work with you on what is available under your circumstances and help you achieve your objective – that of buying your new property.

For immediate attention please call (08) 8228 5335 or contact us.

Consolidation Loans

Consolidation Loans - Life is fast and hectic most of the time. Before you realise your situation you may have accumulated multiple loans at different times for various reasons. Meeting those monthly commitments may be getting harder and harder. Consolidating your many loans into one or two loan accounts may be the answer. By reviewing your total finance situation with a professional consultant and taking action, you may be able to relieve yourself of the stress of juggling your monies to make those multiple monthly repayments. You may pay less in interest and pay off your debts much sooner.

For immediate attention please call (08) 8228 5335 or contact us.

Equity Release Loans

Equity Release Loans - Your property have appreciated in value over time so what you owe now may represent a very small portion of the market value of that property. You can tap into the equity you have in your property to gain access to funds for various purposes e.g. funds to buy another property; to renovate/redecorate your house and even put an addition for more living space; to buy a car or even to go on a holiday; to invest in shares or a small business. Whatever the purpose, your equity in your property can be turned into cash to enable you to achieve your needs – at housing loan interest rates. We all know personal loans, business/investment loans may incur higher interest rates. So it pays to consider one of the cheapest way to raise funds – from the equity you have in your house.

For immediate attention please call (08) 8228 5335 or contact us.

Low Documentation Loans

Low Documentation Loans - Are you self employed? Times have changed. Nowadays it is possible to raise funds secured against your property even if you do not have the documentation to prove your income. You may not have completed your tax returns to prove your earning capacity but you are confident you will have no problems meeting your loan repayment commitments. If this is the case and provided you satisfy a few qualifying conditions, then a Low Documentation loan may suit your circumstances. This type of loan is not restricted to borrowers who are self employed. Wage earners may be eligible provided certain lending criteria are met.

For immediate attention please call (08) 8228 5335 or contact us.

Special Discount Loans

Special Discount Loans - There are many competitive discount loan packages available on the market. In general the main criteria to qualify is the amount of the loan one is applying for. The amount of discount on the interest rate is usually higher the more you borrow. These packages have other benefits apart from discounted interest rates. Make sure you do not short change yourself: ASK us to show you how much you can save from the maximum discount you are eligible for.

For immediate attention please call (08) 8228 5335 or contact us.

Non-Conforming Loans

Non-Conforming Loans - People unfortunately find themselves in difficult financial situations sometime in their lives. Traditionally, banks are reluctant to lend to this “category” of borrowers. However, nowadays there are numerous lending institutions which specialise in what is now commonly known as non-conforming loans. Depending on the extent of the adverse credit situation, these lenders have loan products which suit different situations. Interest rates, fees and charges are competitive but more importantly by having an avenue to borrow funds, people in these situations have the opportunity to “get back on their feet”. Using the services of a professional mortgage consultant will definitely help you on the road to financial recovery.

For immediate attention please call (08) 8228 5335 or contact us.

The Financial Partner You Can Trust